The Reserve Bank of India (RBI) has instructed all banks and white-label ATM operators to ensure wider availability of ₹100 and ₹200 denomination notes through their ATMs.
In a recent circular, the RBI mandated that by September 30, 2025, 75% of all ATMs must be configured to dispense either ₹100 or ₹200 notes from at least one cassette. This target will further rise to 90% by March 31, 2026.
The move aims to improve public access to smaller denomination notes, which are frequently used in day-to-day transactions. Banks and White Label ATM Operators (WLAOs) have been directed to take necessary steps to comply with the timelines.
The RBI’s decision is expected to address customer complaints about the unavailability of lower denomination notes at ATMs, ensuring smoother cash transactions across the country.
